Not sure if your property has storm damage?
Hail Damage
Hail Damage: Fact vs. Fiction
Fiction: No visible dents = no damage
Fact: Hail damage isn’t always visible. A professional inspection can reveal hidden issues that may weaken your roof over time and even void warranties.
Fiction: Filing a claim will raise your rates
Fact: Rates can increase after major storms regardless. Skipping a claim only means you pay out of pocket.
Fiction: My new roof warranty covers hail damage
Fact: Warranties cover defects—not storm damage. Hail damage requires an insurance claim.
Fiction: Minor damage won’t affect resale value
Fact: Inspectors often find hidden damage, which can lower your home’s value or delay a sale.
Bottom line: Even small hail can cause serious damage. Schedule a professional inspection to protect your home.
Hail Damage Myths vs. Facts
Fiction: Small hail can’t cause damage
Fact: Any size hail can harm your roof. Always get a professional inspection.
Fiction: Contractors can cover my deductible
Fact: Offering to pay deductibles is illegal in Minnesota.
Fiction: I have a year to file a claim
Fact: Deadlines vary by insurer. File as soon as possible.
Fiction: My claim will be approved because my neighbor’s was
Fact: Hail damage is unpredictable, and each property is evaluated individually.
Bottom line: Don’t guess—protect your home with a professional hail inspection.