Do you think you may have storm damage?
We specialize in storm damage claims. Storm damage can be a stressful problem if handled on your own. Call First Choice Exteriors if you think you might have storm damage. We will do a free home inspection. If there is damage, we will set up a meeting with your insurance adjuster. All of our specialist are highly trained to identify storm damage and work as an advocate to the customer. After the inspection with your insurance adjuster, relax and let us handle the rest. Our services include roofing, siding, windows, soffit/fascia, doors and gutters
Make sure you have the straight facts when seeking repairs to your roof after a hailstorm.
Hail damage can be extremely destructive to your roof and cause stress and hassle as you seek to repair the damage.
Separating facts from fictions about hail damage repair can help ensure that you get the necessary help to fix your roof.
Fiction: If I can’t see indentations on my roof, there’s no need to have my roof inspected because there clearly is no damage.
Fact: It is a good idea to work with a reputable professional to evaluate whether your roof has been compromised. Some effects of hail are not immediately evident.
A roof can be weakened by hail, but not fail for a year or two. Hail can void your roofing manufacturer’s warranty, another reason it’s important to have your roof evaluated if you suspect hail damage.
Quarter-sized hail can travel at 75 feet per second, so at that velocity, expect some damage. Here’s what to do.
Fiction: Foregoing an insurance claim on hail damage means that your rates won’t go up.
Fact: Insurance companies can raise everyone’s rates after a disaster. The only thing that you are doing by failing to file a claim is helping everyone else pay for their damage without getting the assistance you need.
Fiction: I just had a new roof installed. I don’t have to file an insurance claim because the manufacturer has a 50-year warranty.
Fact: Roofing manufacturers will cover against things they can control, such as manufacturing defects, but they cannot warranty against Mother Nature.
Fiction: If visual damage from hail is not evident, the resale value of my home is unaffected.
Fact: Upon placing your home on the market, a potential buyer will likely utilize the services of a home inspector who will carefully evaluate your property. It’s highly likely that they will find evidence of the hail damage and you’ll be forced to either replace the roof or dramatically lower the sale price if you wish to keep the sale intact.
Don’t sweat the small stuff?
Fiction: The hail was small; it couldn’t have caused any damage.
Fact: Hail of all sizes can cause issues. When in doubt, get an evaluation to ensure that you are covered, if in fact your home has experienced hail damage.
How to Handle Roof Damage from Hail Storms
Hail is one of the biggest causes of weather-related roof damage.
Tit for tat
Fiction: I can get a new roof for free if the contractor offers to pay my deductible for free.
Fact: Anyone who offers to do this here in the state of Minnesota is breaking the law.
It’s about time
Fiction: I have a year to file a claim after the damage has occurred.
Fact: This varies from company to company. Some are less and others will go over the year mark, especially if a large geographical area was affected.
Your coverage may vary
Fiction: My neighbors were able to get a hail damage claim approved on their property. Mine should be a no-brainer.
Fact: Hail damage is sporadic and each property needs to be evaluated individually. Policies and insurance companies can also vary.