Storm Damage Inspection & Repair in Minnesota
SUMMIT EXTERIORS · MINNESOTA STORM DAMAGE
After the storm,
start with clarity.
Concerned about hail or wind damage? Start with a free, no-obligation exterior inspection, photos of what we find, and a clear plan for your home.
Serving the Twin Cities & Greater Minnesota
Inspect & document
Photos and a written explanation of visible findings
Understand your options
A clear repair or replacement scope
Move forward with a plan
Materials, installation details, and next steps
A CLEAR PATH FORWARD
Know what happens next.
We help you understand the condition of your exterior and the work it may need, from the first inspection through the final cleanup.
Look at the details.
We review the roof and exterior for visible signs of hail, wind, and related damage.
See what we see.
Photos and written findings help you understand the condition of your home.
Define the work.
We prepare the repair or replacement scope and can review construction details with your adjuster.
Finish with care.
Once the work is agreed upon, we plan materials, installation, cleanup, and a final review.
BEYOND A QUICK LOOK
Damage isn’t always
obvious from the ground.
A missing shingle is easy to notice. Other concerns take a closer look. We document what we find and explain whether the condition calls for repair, replacement, or monitoring.
- Missing, creased, or displaced shingles
- Impact marks on gutters, downspouts, or trim
- Cracked or damaged siding and exterior components
- New water stains or signs of a leak
Not every mark is storm damage. Age, wear, installation details, and other causes need to be considered.
IF INSURANCE IS INVOLVED
Clear documentation.
Clear responsibilities.
We can provide photos, estimates, and construction details, and meet with your adjuster to review the areas of concern.
Summit’s role
Assess visible conditions, document findings, explain the proposed work, and complete the agreed restoration scope.
Your insurer’s role
Evaluate your claim and determine coverage and payment under your policy. An inspection does not guarantee claim approval or a full replacement.
For reporting steps and claim questions, see the Minnesota Department of Commerce homeowner guidance ↗.
YOUR EXTERIOR, WORKING TOGETHER
Look at the whole home.
A storm can affect more than the roof. We review related exterior components and help coordinate the work your home needs.
Roofing
Shingle condition, roof edges, flashing, and repair or replacement options.
Siding
Damaged panels, trim, and options for a coordinated exterior finish.
Gutters
Dents, displaced sections, downspouts, and drainage concerns.
Soffit & fascia
Loose panels, exposed roof-edge wood, and damaged trim.
Windows
Visible damage to frames, glass, screens, and exterior trim.
Doors & exterior details
Review visible damage and discuss the appropriate repair scope.
YOUR STORM DAMAGE QUESTIONS
Answers before the next step.
What should I do right after a storm?
Stay clear of unsafe areas and take photos from a safe location. Report a loss promptly to your insurer and follow its instructions. Arrange appropriate temporary protection to limit further damage, keep receipts, and ask the insurer before discarding damaged items or starting permanent repairs. Read Minnesota’s claim guidance.
Is the inspection free?
Yes. Summit Exteriors offers a free, no-obligation storm damage inspection. We’ll explain the visible findings and discuss next steps before you decide on any work.
Does my neighbor’s approval mean my roof is covered?
No. Each property, damage assessment, and insurance policy is different. Your insurer evaluates the condition and coverage for your home.
How long do I have to report a claim?
Contact your insurer promptly. Reporting, repair, and other deadlines depend on your policy and circumstances. Ask your insurer to identify the requirements that apply to your claim.
Can a contractor pay my deductible?
No. Minnesota prohibits contractors from offering to pay a homeowner’s insurance deductible or offering an incentive to enter into an insurance-funded repair contract. Read the Minnesota DLI guidance.
Will filing a claim affect my premium?
Ask your insurance agent or carrier how a claim could affect your specific policy. We don’t promise that a claim will or won’t change your premium, deductible, or renewal terms.
Start with a closer look.
Get the photos, information, and next steps you need for your home.
Need a Storm Damage Inspection in Minnesota?
Schedule a free, no-obligation storm damage inspection today and get peace of mind.
Think your home may have storm damage? Don’t wait—undetected issues can lead to costly repairs. Our team makes the process simple and stress-free.
At Summit Exteriors, we provide a detailed, no-obligation home inspection for storm damage, complete with a written report. If damage is found, we’ll meet directly with your insurance adjuster and help guide your storm damage claim from start to finish.
Our experienced specialists are trained to identify hail and wind damage and act as your advocate throughout the entire process. After the inspection, you can relax—we handle everything.
Our storm damage repair services include:
- Roofing repair & replacement
- Siding repair
- Window replacement
- Soffit & fascia repair
- Door replacement
- Gutter repair & installation
Protect your home with trusted storm damage restoration and reliable insurance claim assistance—contact us today to get started.
Hail Damage
Get the facts before repairing your roof after a hailstorm. Hail damage can be severe and stressful—knowing the truth helps you get the right repairs fast.
Hail Damage: Fact vs. Fiction
Fiction: No visible dents = no damage
Fact: Hail damage isn’t always visible. A professional inspection can reveal hidden issues that may weaken your roof over time and even void warranties.
Fiction: Filing a claim will raise your rates
Fact: Rates can increase after major storms regardless. Skipping a claim only means you pay out of pocket.
Fiction: My new roof warranty covers hail damage
Fact: Warranties cover defects—not storm damage. Hail damage requires an insurance claim.
Fiction: Minor damage won’t affect resale value
Fact: Inspectors often find hidden damage, which can lower your home’s value or delay a sale.
Bottom line: Even small hail can cause serious damage. Schedule a professional inspection to protect your home.
Hail Damage Myths vs. Facts
Fiction: Small hail can’t cause damage
Fact: Any size hail can harm your roof. Always get a professional inspection.
Fiction: Contractors can cover my deductible
Fact: Offering to pay deductibles is illegal in Minnesota.
Fiction: I have a year to file a claim
Fact: Deadlines vary by insurer. File as soon as possible and review the Minnesota Department of Commerce claim guidance.
Fiction: My claim will be approved because my neighbor’s was
Fact: Hail damage is unpredictable, and each property is evaluated individually.
Bottom line: Don’t guess—protect your home with a professional hail inspection.